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Debt Settlement | Top Companies: This Week's Reviews |
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| Services Offered:
Debt settlement alternative |
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| Company Overview:
Debt Free in Three was first established by Clint
Holland in 2005. He developed a program to pay off his
own debt, which he is now sharing with everyone who is
struggling with debt problems. The services he offers
come with a 100% guarantee. Debt Free in Three has had
thousands of customers through the program since it
started. |
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| Our Review:
Debt Free in Three falls into a category that many
people fear are ‘scam’ opportunities. However, the owner
of this business actually has a legitimate program, and
it works. The guarantee is provided for people who are
skeptical, but most people never look back once they
learn this program. The customer service that he offers
is outstanding, as well. |
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| User Review:
Debt Free in Three isn’t just another scam. I thought it
was when I went to the website, but since there was a
guarantee on the service, I decided to try it out. The
program helped me to get rid of over $300,000 in debt in
about 2 years, which was half as long as the debt
counselor told me it would take. I was so impressed with
the service that I recommended it to my family, too. |
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| Services Offered:
Debt settlement alternative |
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| Company Overview:
Living on a Dime is a book based on over 20 years of
personal experience. It was written by a mother-daughter
couple in 1999, and offers information on how to get out
of debt and how to live cheaper to stay out of debt. The
company sells thousands of books each year, and has
helped countless people to learn to live differently and
save more money. |
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| Our Review:
Living on a Dime is a debt settlement alternative. For
those who aren’t too far in debt, it can be a great way
to get out of debt without having to put too much effort
into the process. The customer service is helpful, and
the concepts taught in the book are things that everyone
should know and understand. |
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| User Review:
Okay, so I was skeptical at first. But after I read the
book, I must say that Living on a Dime is probably one
of the best investments I’ve ever made. They have so
much useful information, and they are able to show
anyone great ways to get out of debt and stay out, too.
I love, love, love this book and its concepts. |
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| Services Offered:
Debt settlement options |
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| Company Overview:
DebtRite has been around for more than 5 years, in which
time they have helped millions of consumers to get out
of debt. Most times, they are able to eliminate up to
60% of the consumers’ debt, depending on the amount of
debt that people have. They are one of the few companies
that will work with any customer, regardless of the
amount of debt that they have. |
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| Our Review:
DebtRite is a company that provides debt settlement for
consumers. Their programs are very affordable, and the
amount of debt that they can get eliminated is
substantial. The customer service that this company
offers is outstanding, and anyone seeking debt
settlement should check this company out. |
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| User Review:
DebtRite was very helpful in my debt settlement. I owed
over $50,000 in credit card debt, and they helped me to
only pay about $40,000, which included any fees that
they assessed for their services. Their response was
fast, their customer service was very attentive, and
their program was very simple and didn’t cost a lot,
which were all great things. |
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| Services Offered:
Debt settlement help |
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| Company Overview:
Credit Diagnosis was founded in 2006. They serve
millions of customers every year, offering them help
with debt settlement alternatives. Credit Diagnosis has
credit reporting services, credit management tools, and
even fraud prevention and identity theft protection for
consumers who need to take care of their credit
problems. |
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| Our Review:
Credit Diagnosis offers a great service. Rather than
giving customers debt settlement and calling it a day,
they actually give people the tools to manage and take
care of their own credit. This is great, because it can
teach people more than just paying off their debts for
them. The customer service is very helpful, and the
website and tools are easy to use. |
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| User Review:
Credit Diagnosis didn’t take care of my debt for me.
They didn’t hold my hand and guide me through the
process because I was too scared to do it alone. No,
they just gave me the tools to manage my credit and see
the progress I was making by paying off my debt all by
myself. I appreciate that independence, and I’m forever
grateful to them for helping me out. |
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Other Top Companies for
Debt Settlement : |
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Why You Should Avoid Debt Settlement When You Can: |
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Debt settlement
is a great alternative for people who have gotten behind
on their bills and don’t want to have to face
bankruptcy. However, debt settlement also has its own
shortcomings, which is why certain people should avoid
it if at all possible. If you think that you have no
option except for debt settlement, you are encouraged to
think again, and see what you can come up with. There
are so many companies out there that can help you to get
exactly what you need without debt settlement, so you
should check them out before you get in too deep.
However, no matter what resources there are, some people
simply have no other options. Debt settlement is a good
solution for financial problems, and it is definitely a
better alternative than bankruptcy. However, it can be
very expensive when it isn’t done correctly. Many debt
settlement companies charge high fees for their services
and cause you to end up paying tons more than you
actually owe in debt because of it. Other companies have
a reputation for not sending timely payments to your
creditors, even when you pay on time. They simply don’t
send in the payment, and then you get charged with late
fees and more problems because of their screw up. Taking
control of your own financial future is often the only
way that you’ll actually be able to get completely debt
free in a manner that you can understand and trust 100%.
Any other methods of debt settlement that you use will
all come with their own complications and issues. This
isn’t to say that debt settlement isn’t good, though. It
can be an advantageous process for many people. However,
those people who seek it should take the time to check
out all of their options and learn about all the little
details of each different company that offers them a
debt settlement package. Never take the first offer that
you get, and never accept a debt settlement without
knowing all the fees, charges, interest rates, payment
plans, and any other stipulations that could affect the
process.
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